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One or more photo(s) has been virtually staged. Beautiful home located in Reserve at DeBary that features a community pool! This well maintained and upgraded 4 Bedroom 3 full Bathroom home has a terrific split floor plan, family room & living room, formal dining space, a breakfast nook, a massive screened in back patio, and a large, hard to find, 3 car garage. The primary bedroom has large sliding doors that lead to the outdoor patio with a beautiful palm tree and landscaping to give you that vacation feeling. The primary bathroom has dual vanities, a garden tub, an oversized walk-in shower, a private toilet and 2 separate walk-in closets. Multiple upgrades in last few years including all new luxury vinyl plank floors throughout the entire home. A great find these days is a newer roof only 5 years old- 2019, exterior has been painted within the last few years, entire inside of home professionally painted in 2020, new attic insulation around 2020, and a newer water heater. A/C motor brand new October 2023. A new Vinyl fence in the backyard installed 2022, stainless steel appliances with a new garbage disposal and a new kitchen faucet. This home checks all the boxes on a wish list! This wonderful home is all about location, location, location! Debary Reserve is in close proximity to nearby SunRail station for easy commute to Orlando and surrounding areas. Debary area splash pad in close proximity. Approximately one mile away is the popular Gemini Springs State Park featuring a Dog Park, Nature Trail, and a Bike Trail. Move in and start living that DeBary lifestyle! The neighborhood has sidewalks and gorgeous trees as you take your early morning and evening walks. This home is move in ready! Come check it out. This beautiful home is almost 2500 square feet with the perfect split floor plan and low HOA, that remember, includes a community pool! Schedule a showing today. This home will not disappoint!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $456 | $456 | $456 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,445 | $3,155 |
Total Monthly Payment | $2,979 | $2,976 | $3,686 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.