NON-FLOOD ZONE in PRIME LOCATION just 5 MINUTES FROM THE BEACH!! This 3-bedroom, 1. 5-bath is ready for a buyer or investor to make it shine and would make a great Airbnb! With a new roof installed in 2020, new windows in 2019 and stucco & exterior paint done in 2019, these major updates have already been completed for you. This home features a spacious 2-car garage with ample storage space and laundry connections. The large driveway can accommodate multiple cars, and the inviting covered front porch adds charm and curb appeal. Inside, you'll find a roomy living room and an additional family room, ideal for extra living space or home office. The kitchen is equipped with a built-in stove, electric range, refrigerator, and dishwasher, and is conveniently located next to the dining room. The primary bedroom is generously sized and includes an en suite bathroom. A separate room with the tub/shower combo is accessible from both the primary bathroom and the hallway, ensuring convenience for all three bedrooms, and features built-in linen storage shelves. An additional half bath is located in the hall. Step outside to a screened patio that opens to a large yard, perfect for outdoor activities and entertaining. Situated just 5 minutes from the beach and across from the desirable Harbor Bluffs neighborhood, this home is close to restaurants, shopping, and parks. It's also JUST DOWN THE ROAD FROM JOHN S. TAYLOR PARK, offering trails, a fishing lake, picnic areas, a playground, and a disc golf course. Bring your vision and creativity to transform this home into your dream residence or a profitable investment property! Don't miss out on this fantastic opportunity!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $10 | $10 | $10 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,915 |
Total Monthly Payment | $2,404 | $2,345 | $3,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.