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Make yourself at home in this wonderful 3 bedroom Colonial in a great Winooski neighborhood! A welcoming front porch leads into the living room with windows on 3 walls making the space feel warm and inviting. You’ll love the large kitchen with granite countertops, tile backsplash, gas range and plenty of room for a couple of cooks. A peninsula with storage space on both sides separates the kitchen and dining room creating a great setup for entertaining. The nearby sunny mudroom offers convenient wall hooks, a coat closet, laundry closet and a ¾ bathroom next door. Upstairs, you’ll find 3 bedrooms and a full bathroom with tiled flooring and modern fixtures. A large slider leads you out to your back deck where you can relax on the built-in bench seating as you grill or just enjoy the warm summer breeze. Your good-sized fenced yard includes raised garden beds and a firepit with a surrounding structure for you to string up lights. The oversized detached garage offers you lots of opportunity with space for a workshop, storage, potential future living space and more! Perennial gardens, a new driveway (2022) and unfinished space in the basement are just some of the wonderful bonuses that this home has to offer! Great location, close to parks, schools, shopping & dining, just minutes to UVM, St. Michaels College and I-89! Delayed showings begin 6/29/24
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $622 | $622 | $622 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,258 |
Total Monthly Payment | $3,225 | $3,223 | $3,955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.