Under contract-accepting backup offers. One or more photo(s) has been virtually staged. PRICE DROP! Your haven of tranquility awaits. . . . and is sure to check all your boxes! Elevate your living experience in this exquisite home located in the desired Gated & Guarded VICTORIA GARDENS/CRESSWIND neighborhood. Stunning Lakeview ~ No rear neighbors ~ ASTER floor plan, MOVE-IN READY! As you enter you are welcomed by the natural light giving the home an airy and luxurious feel. Both the separate formal dining and living room spaces frame spectacular views of the tranquil backyard, expansive screened, covered lanai with Salt water heated Lap Pool that overlooks the water. Outdoor 75" attached TV. The living areas are enhanced with promising an endless backdrop for entertaining. Split 3 bedrooms, 2. 5 baths with stunning finishes including upgraded light wood look flooring, Window Box, Epoxy garage floor, Murphy Bed w upgraded mattress, Double Pane hurricane windows and Shade, All Appliances convey, Tankless Water Heater, Ceiling Fans, Crown Moldings and so much more. The amazing kitchen and family area with an open concept design, adorned with state-of-the-art appliances, gas cooktop range, and an expansive center island with sink. Natural light spills into the living areas, while sliding glass doors and tall windows present an inviting transition to the outdoor living space. Come live your best life in the Active 50+ Lifestyle Community. As a resident you will enjoy the finest in amenities, including clubhouse, dining, bar, game rooms, fitness room, a resort-style heated pool & spa, lighted tennis and pickle ball courts, bocce ball, library, crafts, and travel clubs and live entertainment. Just minutes to the historical downtown DeLand voted 'Best Small Town' with its exquisite restaurants, night life, boutiques, and cultural attractions. HOA includes: TOTAL lawn & shrub care, HD Cable TV, with DVR, High-speed internet, reclaimed water irrigation and access to all community amenities. This great location is Home to Stetson University. Only a short drive to the beautiful East Coast beaches, Daytona or New Smyrna Beach! Publix, Aldi, Starbucks, and medical facilities are all nearby. Call today to schedule your private tour! Community is within 1 mile of I-4, Orlando and 3 International airports within 1 hour. Call today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $491 | $491 | $491 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,640 | $2,571 | $3,344 |
Total Monthly Payment | $3,223 | $3,154 | $3,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.