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This cute 2/2 Colony patio villa is located in the Village of Caroline, The Katherine Villas and is being sold with some Turnkey to include everything that is currently in the homewith a few exceptions listed here. . This home has vaulted ceilings and the BOND IS PAID, NEW ROOF 2023. Enter through the screened in patio complete with a table and chairs for casual dining out in the warm Florida air. The home is at the end of the street and there are extra parking spaces near by. As you enter the home, you will notice the painted rooms and the nice open dining glass table and 4 chairs/living room combo and a eat-in kitchen with a bar (2 bar stools) and room for a table and chairs (which stay). The furniture in the living room stays the sofa is a air mattress queen sleeper and the love seat matches, end tables, lamps, cocktail table and entertainment stay but the TV does not. There are 2 bathrooms, one for guests with a tub/shower combo and a separate bathroom off of the Primary bedroom with a nice shower. The Primary bedroom has a King bed that stays, one night table with a lamp and a nice chair. There is also a bookshelf /desk that stays in the Primary. The Guest bedroom has one twin bed (other twin bed does not stay) nightstand and lamp, and a dresser with a tv on top do not stay. This villa is just a few blocks from Mallory Pool and very close to Sumter Landing. There is a Winn Dixie grocery store and lots of shopping in Sumter Landing. Your will love all the golf courses and entertainment close by. FIRE $125. 00 YR, MAINT. $275. 78 YR, NO BOND, TAXES $920. 29.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,558 | $1,558 | $1,998 |
Total Monthly Payment | $1,743 | $1,743 | $2,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.