103 Route 25A, Smithtown, NY, 11787 | $649,999

Ready to call a house a home? This 3 bed 2 bath unique ranch! Perfect to host holidays both indoors with an open concept from the kitchen into the living room, and outdoors while sitting on a half an acre with potential to host great parties! This lovely ranch is up on a hill away from the road, with 2018 Vinyl siding, and stone veneer siding at the bottom. Driving up to the home you have a 10 car driveway (maybe more!!), well maintained lawn and a 1 car attached garage. Entering through the front door we have an open living area with hardwood flooring throughout, high hat LED lights, 2018 Anderson windows and an electric fireplace! Leading into 3 bedrooms with wall to wall carpet, closet space and just a couple steps away from the full bath! We then walk into the formal dining area with an abundance of natural light from the doors leading out to the backyard. From the dining area we move into the beautiful kitchen which offers newly installed Energy Star Appliances, granite countertops, an electric cooktop stove, and a peninsula island with room for bar stool chairs! In the kitchen is a door leading to the basement. This basement not only has ample room for storage but offers additional living space with oak flooring, and a full bath! There are an additional 2 bonus rooms and a half bath that are not being represented. From the basement it leads to a door that stores away the utilities with a natural gas line installed in 2024! Up the stairs is a door leading out to the spacious backyard about half an acre, with 2018 installed gutters, 2018 roof and a patio for outdoor dining on a sunny day! It is fully fenced with a PVC fence & could even make a great space for a pool! Come check this out for yourself and figure out ways to make this house become your forever home.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Ranch
  • Year Built: 1965
  • Garage: 1-car Attached
  • Heating: Natural Gas, Oil, Baseboard, Hot Water
  • Cooling: Wall Unit(s)
  • Basement: Finished, Full, Walk-Out Access
  • Acreage: 0.52
  • Est. Taxes: $10,785
  • Lot Desc: Near Public Transit
  • Elem. School: Accompsett Elementary School
  • Middle School: Accompsett Middle School
  • High School: Smithtown High School-West
  • School District: Smithtown
  • Appliances: Microwave, Refrigerator
  • MLS#: 3561698
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/3561698/103route25a_smithtown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Signature Premier Properties   Phone: 516-799-7100

William Raveis Family of Services

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

103 Route 25A, Smithtown, NY, 11787

$649,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,999 $519,999 $519,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.841% 7.159% 6.518%
Monthly Tax Payment $899 $899 $899
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,460 $3,456 $4,459
Total Monthly Payment $4,451 $4,447 $5,450

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.