Welcome to your next home! Located just north of North Country Road and a few blocks from Mt. Sinai Harbor and Cedar Beach, this well-maintained 4-5 Bedroom Colonial-style residence on just shy of an acre of property offers modern amenities with timeless charm. This charming Colonial-style home boasts gleaming hardwood floors and detailed custom moldings throughout. The brand new kitchen is a chef's delight, featuring new stainless steel appliances and high-hats for ample lighting. The home is equipped with 200-amp electric service and a roof that is only 3 years old. Enjoy your mornings in the cozy sunroom, and your evenings in the beautiful backyard, complete with paver walkways, a patio, and a firepit-perfect for outdoor gatherings. The part-finished basement offers additional space for a home office, gym, or playroom. Additional features include: In-Ground Sprinkler System (IGS): Keep your lawn lush and green with ease. Newer Siding: Provides a fresh and updated exterior look. Also located in the desirable Miller Place SD and on a quiet cul-da-sac.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $1,402 | $1,402 | $1,402 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,803 | $4,127 | $5,595 |
Total Monthly Payment | $5,297 | $5,621 | $7,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.