Nestled within the tranquil enclave of Mill Ponds, just beyond the picturesque Westchester border, lies an extraordinary opportunity awaiting today's homebuyers. At the end of a serene cul-de-sac, this home stands as a beacon of comfort and joy, offering a lifestyle filled with leisure and community. Step into a realm of endless summer delights as you discover the heart of this hidden gem neighborhood a haven where tennis courts and inviting pools are awaiting you. This perfect split-level home has it all! The kitchen boasts ample space, a central island, and vaulted ceilings soar overhead, leading the way to an expansive deck overlooking a peaceful yard. In the living room, vaulted ceilings frame a floor-to-ceiling fireplace with a HearthStone wood-burning stove, casting a warm glow upon moments shared with loved ones. Adjacent, a spacious dining room seamlessly transitions to the deck, offering an idyllic backdrop for intimate dinners. For moments of quiet reflection or lively entertainment, a family room awaits, its brick two-sided fireplace serving as a focal point that bridges indoor and outdoor living with a patio just steps away. It is an entertainer's paradise! Retreat to generously proportioned bedrooms, where oversized windows invite abundant natural light. With an additional 459 square feet in the finished walk-out basement, complete with a separate entrance, this home can graciously accommodate an extended family and guests. Welcome to the world of convenience from outstanding commuter access via the Taconic Parkway to schools, nearby shops, and restaurants. Taxes after Basic STAR credit of $996 would be $18, 775 (if eligible). ***AGENTS see agent remarks for showings and offer presentation instructions.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,648 | $1,648 | $1,648 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,287 |
Total Monthly Payment | $5,067 | $5,063 | $6,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.