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Welcome to 11 Harmony Court. This spacious Colonial offers a large open floor plan for entertaining your family/friends along with expansion opportunities in the 500+ SQ FT unfinished basement. This home has that WOW factor from the minute you enter the front door. The main level features kitchen with granite counters, custom cabinetry, backsplash, tile flooring, new push button garbage disposal and matching stainless appliances. Dining room easily seats four and adjacent living room with hardwood flooring. Add a den that could be a fourth bedroom/guest quarters with cedar closet, slider to the back yard and a full first floor bathroom. Second floor features three bedrooms and ALL of them are good sized rooms with a second floor full bathroom. Newly built porch/pergola that easily could be enclosed allows you a chance to sit outside and relax with a morning coffee or a glass of wine in the evening. Other bonus items include: newer central heat/AC system, electric baseboard heat on second floor, washer and dryer, 200 amp panel, storage shed, fenced yard, upgraded light fixtures, triple paned sound proof Harvey windows, perennial plantings, blackberry bushes and driveway that fits four cars. The solar panels will more than pay for all your electric bills. That is a huge bonus for any Buyer. Great floorplan and would make a GREAT starter home OR a downsizer. Seller can help work out a deal for closing costs if needed and/or a transfer of solar lease. Come take a look this week!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,180 | $2,812 |
Total Monthly Payment | $2,593 | $2,591 | $3,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.