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This expansive well-maintained Cape featuring 3 Bedrooms, 2. 5 Bath has it all. With almost 2, 100 sq. ft. of living space, 3 car garage and private backyard on a quiet, low traffic street, this single owner home will delight in its generous sized rooms, and newly refinished hardwood floors. Step inside to discover an inviting open floor plan that seamlessly connects the kitchen and living room, creating an ideal space for entertaining and family gatherings. Stainless steel appliances, plenty of cabinets and counterspace. Sliders to backyard deck and patio to private backyard. Dining room and formal living room, as well as 1/2 bath with laundry complete the main level. Retreat upstairs to the bedrooms, where you will find the nicely sized primary bedroom ensuite, along with two other bedrooms and additional full bath. Huge basement which is also accessible thru oversized garage. You will appreciate the solar panels which provide savings on electric throughout the year! You will be impressed with all the space that this home of only 20 years young delivers. Ideal location, easy access to highways, downtown Southington, restaurants and shopping! Interior photos to be uploaded July 5th Solar panels on garage roof transferrable to new owner. Paperwork available on request.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Upper |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | Upper |
Dining Room | Bay/Bow Window,Ceiling Fan,Hardwood Floor | Main |
Eat-In Kitchen | Dining Area,Double-Sink,Tile Floor | Main |
Living Room | Gas Log Fireplace,Patio/Terrace,Sliders,Hardwood Floor | Main |
Living Room | Wall/Wall Carpet | Main |
Primary Bedroom | Full Bath,Stall Shower,Walk-In Closet,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,600 | $439,600 | $439,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $586 | $586 | $586 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,962 | $2,962 | $3,799 |
Total Monthly Payment | $3,640 | $3,640 | $4,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.