Welcome to 4525 Orchard Drive, an inviting single-family home nestled in the picturesque community of Gramercy Farms in Saint Cloud, Florida. This residence boasts 4 bedrooms, 2 baths, and a 2-car garage. The exterior features a pavered patio and a screened lanai, while inside, an open floor plan showcases upgraded cabinets and granite countertops. Stainless steel appliances and easy-to-maintain tile flooring further enhance the home's appeal. Ceiling fans throughout ensure a comfortable atmosphere.
Gramercy Farms offers a low HOA and an array of amenities including playgrounds, parks, and serene ponds. Conveniently located near Florida's Turnpike, residents enjoy easy access to Central Florida's attractions, theme parks, shops, and dining.
This beautifully maintained 2017 property welcomes guests with a captivating garden at the entrance. Inside, three bedrooms, a guest bathroom, and a well-appointed laundry room provide functional living spaces. The kitchen features modern upgrades including granite countertops and a stylish stainless steel sink with an upgraded faucet. The open concept living, dining, and kitchen area is perfect for both casual gatherings and quiet breakfasts.
Outside, the covered lanai and spacious fenced patio with brick flooring offer an ideal spot for relaxation. The community amenities include a child park, making it a perfect choice for families. Situated in Saint Cloud, the home enjoys proximity to shopping centers, restaurants, and major highways. It's just 15 minutes from Kissimmee, 20 minutes from Lake Nona, and 25 minutes from Orlando International Airport.
Don't miss the opportunity to make this exceptional property your own. Schedule your showing today and experience the epitome of comfortable living in the heart of Saint Cloud. This home can be purchased with no money down” Please Inquire for details!!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,941 | $1,891 | $1,294,073 |
Total Monthly Payment | $2,436 | $2,386 | $1,294,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.