Land Owned. 2bd/2ba beautiful remolded home in the 55+ community of Ridgewood Meadows. This home sits on a large corner lot with a wrap-around extra wide porch, with new Trex decking and decorative railings, which gives the impression of being on a cruise ship. The original wooden carport has been removed and replaced with an all-aluminum structure, with extended sections of concrete for multiple cars & golf cart. The workshop/shed features new concrete flooring and is a full aluminum structure as well. The workshop boasts all new wiring and plumbing, including a new washer, dryer, laundry sink and screen door. The home has a new AC unit with all new ductwork. Also, a new vapor barrier has been installed. Bahama storm shutters have been installed at all the windows. Inside, the home has new laminate flooring, kitchen counter tops, cabinets, faucets, sink, garbage disposal and appliances. All rooms are freshly painted and both bathrooms have been remolded, including a walk-in shower in the primary bathroom. There is an extremely large walk-in primary bedroom closet w/ lots of storage space. The wrap around porch gives entry to the large lanai with new sliding window panels for easy use. This is a must-see home. Lawn maintenance and a sprinkler system are included with your low quarterly condo/HOA fees. The Ridgewood community features a beautiful clubhouse, offers many activities, a pool, spa, clay tennis courts, Pickle Ball courts, shuffleboard and an outdoor fitness area. Golf cart and small pet friendly. Ridgewood has close access to I-75 and a short cart ride to shopping, hardware store, drug store, café, post office, banks, library, outlet mall and even water front dining on the Manatee River. All room sizes are approximate. All information is deemed reliable but should be verified by buyers and or buyer's agent.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $86 | $86 | $86 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,222 | $1,577 |
Total Monthly Payment | $1,385 | $1,383 | $1,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.