WATERFRONT LIVING ON "CHAIN OF LAKES". . . Fish from the back yard dock or go to your boat located in your covered Boat Slip with hoist and navigate through the canal that could lead you to the Ocean if you dare! Many fun and good times are waiting for the adventuresome Captain! Renovated throughout ownership and move-in ready! This property offers direct access to Lake Eustis on a quiet cul-de-sac lot! You will be delighted to know that there is NO HOA! You are ready to go with 30 Amp electric hook up/sewer on the driveway to BRING YOUR RV! The main house features 4 spacious bedrooms and 3 bathrooms that include 2 primary suites! Plus enjoy an above garage detached 1/1 apartment that has been completely remodeled in June 2024! The Main House design is made for entertaining to include everyone in this "Great Room" open concept combining the Living/ Dining and huge Kitchen with Oak cabinets and large snack bar for additional guest seating. Kitchen includes refrigerator and range replaced within last 5 years, dishwasher and New Jan. 2024 built-in microwave! French doors lead to the outside patio/lanai to the enhanced Above 30 x 15, placed in ground Pool that convey pool vac and misc. equipment. The new addition of the Primary Suite approx. 7 years ago (former original garage) includes two huge walk-in closets, chair rail detail and Tray Ceilings. The oversized Primary Bath features dual sinks, three shower heads, bench seat in the large walk-in shower with glass door and separate water closet! Primary Suite 2 is enhanced by the tile backsplash halfway up the wall, a single vanity, built-in mirrored medicine cabinet, and tile custom tiled shower with dual heads! Both guest bedrooms 3 & 4 have large wall closets and share the guest hall bath with single vanity and a tub/shower combo. The laundry duty can me much more enjoyable in this large inside laundry room that convey a washer and dryer! The separate detached apartment/ garage is a 1BD/1BA unit with its own electric meter includes a living room (12. 4x10. 9), kitchen (8. 9x6. 6) with a refrigerator, smooth top range, and microwave, separate bedroom (12x10) with 2 mirrored closet doors, guest bath (7. 4x4) with shower only and single vanity plus spectacular Lake Views from balcony/deck (24x8)! Two car detached Garage located under the upstairs apartment. Seller added "High Efficiency", vinyl framed, double paned windows on both main house and apartment provide peace of mind! Work on your cars and handyman projects in the 32 x 24 detached garage with 10ft ceilings, 150 amp electric service features a second overhead garage door directly to the canal! After your day of boating "splash away" and cool off in the pool that features a pump and piping on the pool deck for a potential future pool bath! Don't miss this opportunity for SERENE WATERFRONT LIVING. . . ROOM FOR EVERYBODY!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $168 | $168 | $168 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,291 | $4,176 |
Total Monthly Payment | $3,555 | $3,551 | $4,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.