FABULOUS LOCATION IN THE HAMLET OF WALLKILL! This lovingly maintained one owner ranch provides over 2100 sq ft of living space on 1. 2 parklike acres. As you enter the home, you'll find the living room with picture window, large eat-in kitchen with solid wood cabinetry, a double door pantry and a skylight providing an abundance of natural light. As you continue through to the back of the home, you will be wowed by an expansive great room (484 sq ft) with vaulted ceilings, floor to ceiling windows, mini split for heat and air and a slider leading to the wrap around deck. There is a large primary bedroom with ample closet space, two additional bedrooms, full bath and linen closet completing the main level. (*Bonus* hardwood floors under the carpeting on the main floor except the great room. ) On the lower level there is an additional family room/den with a half bath, office area and loads of closets and storage space. This walkout basement has a laundry area with large sink and an under house garage area. This level also has a workshop with benches and shelving sure to delight any handyperson. Outdoors the wrap around deck is the perfect spot for entertaining, dining, barbequing with a grill stand and a retractable awning which overlooks the gorgeous oversized lot. The large 16'x16' shed with concrete floor is the ideal place to store lawn equipment, garden supplies, bikes etc. Recent additions to the home include central air, mini split in family room, Generac whole house generator, new garage floor, new well pump, updated electrical panel, new hot water heater and all components of boiler were recently replaced. Roof is approximately 10 years old. This property is close to schools, shops, town park, library, Walden Wallkill Rail Trail and the Wallkill River. It's centrally located to commuter roads, 75 min to NYC, convenient to Stewart International Airport, Metro North Train, Mohonk Mountain and Minnewaska State Park. Nearby are wineries, including locally owned and operated Magnanini Winery, breweries, Angry Orchard and local farm stands.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $635 | $635 | $635 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,191 | $2,134 | $2,775 |
Total Monthly Payment | $2,901 | $2,844 | $3,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.