Under contract-accepting backup offers. BACK-UP CONTRACTS ACCEPTED: THIS IS A MUST SEE HOME WITH MANY UPGRADES AND DRYWALL with CROWN MOLDING THROUGHOUT THE HOME. This beautiful 2022 manufactured home was installed in 2023 and boasts of 2, 304 sq ft and is 4 bedrooms, 2 full bathrooms with a split/open floor plan. The home is nestled on 3. 6 acres of land for your privacy and enjoyment. It has 5 inch crown molding and 5 inch baseboards with 2 inch miniblinds throughout the home The home is 32 feet wide by 60 feet long with 9 foot ceilings. It is built with 2in X 6in exterior walls and 2in X4in interior walls. The home is "Thermo-wrapped" and has R22 insulation in the roof and R11 insulation under the floor. The home appliances are still under warranty along with other warranty's. Walk through the front door and you enter into the formal living room open to the kitchen and dining room. The kitchen has all stainless-steel appliances with a very large island that has a stainless-steel farmhouse sink installed in it. The kitchen also has "Glass Subway Counter Tops". On the opposite side of the sink is an area where the family can eat breakfast, lunch, etc. . The kitchen boasts of a large walk-in pantry and has plenty of cabinets for storage. From the open kitchen is the dining room that is also open to the large family room. Off the family room are three bedrooms and a full guest bathroom with tub and shower. Just off the three bedrooms is the inside laundry room with washer, dryer and utility sink that is also located at the back door. The flooring in the home is vinyl wood looking laminate in the living areas, the bedrooms have carpet and the bathrooms are tile. In the dining room there is a sliding glass door that goes out to the back yard. The primary bedroom is oversized along with the bathroom that has a garden tub with closed toilet and walk-in shower. Off the bathroom is a large walk-in closet. On the property is a large workshop with concrete pad. The well is new with a submersible pump and so is the septic system which were also installed in 2023. The well company had clean water at 25 feet but, went to 135 feet for even better quality water. The roof of the home is shingle. The home has upgraded windows where the top window will come out should you want to clean them or need an additional exit. Oh, did I mention there are no HOA or CDD fees. There is river access via Lot #21 in the subdivision that is owned by Hernando County to be used as a public park with access to the river. Bring your kayaks. Johnboat, paddle boards, etc. and enjoy the great outdoors on the Withlacoochee River. Furniture does not convey with the home. Contents in the workshop and shed do not convey with the purchase except for the large table. The home does not come furnished. RIVER ACCESS but NOT IN A FLOOD ZONE!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,418 | $2,416 | $3,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.