Presented byThe Ken Banks Team |
Tucked away on a serene cul-de-sac within the sough-after University Area, this charming 4 bedroom home offers the perfect blend of tranquility, convenience, and natural beauty. Conveniently located just minutes to the train station, Riverfield Elementary, I95, downtown Fairfield and beaches, this residence is a haven for those seeking a coastal lifestyle without compromising on privacy and amenities. Key features include a private backyard with lovely mature plantings, a newly renovated kitchen with all new stainless steel appliances, quartz counters tops and a gas stove, and a large 4th bedroom over the garage that can serve as an in-law suite, playroom, or second den. The spacious living areas are designed for comfort and style, while cozy bedrooms provide a perfect retreat. The home also boasts a gas fireplace in living room, 3-season sunroom, updated bathrooms, a large, spacious basement with potential for expansion, and a 2-car attached garage. A secluded backyard space perfect for relaxation and entertaining. The property is adorned with well-maintained, mature plantings, providing a lush, green backdrop and enhancing privacy. Experience the peace and quiet of this secluded neighborhood perfect for those valuing tranquility. This home offers an exceptional opportunity to live in a desirable location with the perfect mix of coastal living, privacy, and convenience.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 15.5 x 11.8 | Upper |
Bedroom 2 | Hardwood Floor | 11.1 x 15.9 | Upper |
Bedroom 3 | Palladian Window(s),Wall/Wall Carpet | 13.6 x 19.3 | Upper |
Den | Book Shelves,Built-Ins,Hardwood Floor | 14.4 x 15.5 | Main |
Dining Room | French Doors,Hardwood Floor | 13.5 x 12.3 | Main |
Kitchen | Breakfast Bar,Ceiling Fan,Eating Space,Island,Hardwood Floor | 13.5 x 18.1 | Main |
Living Room | Gas Log Fireplace,Hardwood Floor | 13.7 x 20.2 | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 11.8 x 16.6 | Upper |
Sun Room | Ceiling Fan,French Doors | 11.9 x 11.1 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.486% | 6.307% |
Monthly Tax Payment | $941 | $941 | $941 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,019 | $5,365 | $7,315 |
Total Monthly Payment | $6,085 | $6,431 | $8,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.