Welcome to your dream coastal getaway in Old Homosassa! This is a RARE opportunity to own a charming cottage with PRIVATE DOCK for EXCLUSIVE WATER ACCESS AND WATER RIGHTS! This charming 3 bedroom, 2 bathroom coastal retreat is nestled on a half acre in serene oaks and lush landscaping offering the perfect escape. As you enter through the inviting front porch, ideal for capturing the sun rise with your morning coffee, you step into the spacious family room designed for entertainment with family and friends. To your left is the sliding glass doors that lead to the private pond just steps away, great for relaxing afternoons or a quiet fishing session. The interior has been thoughtfully updated with ceramic tile floors throughout, new vanities, stylish light fixtures, and fresh interior paint. The split floor plan offers extra privacy for the primary bedroom and on suite. Past the family room is the kitchen that flows effortlessly into the rest of the home, including additional bedrooms and another updated bathroom. Shaker style wainscoting throughout the home offers additional coastal elegance. Beyond the beauty of this renovated cottage lies exclusive water rights and easy access to a canal leading to Homosassa River. Take leisurely strolls through the community or hop on your golf cart for an afternoon cruise to your nearby favorites like MacRaes, The Freezer, and Florida Cracker Monkey Bar. Stop by and see the monkeys on Monkey island and grab a fresh ice cream before you head home! Whether you’re looking for an investment in a vacation rental or create unforgettable family memories, this coastal gem offers everything you need and more. Do not miss out on the opportunity to experience the charm of Old Homosassa. Schedule your viewing today and make this delightful cottage your new coastal lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,495 | $2,430 | $3,160 |
Total Monthly Payment | $2,773 | $2,708 | $3,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.