320 Island WAY, #510, Clearwater, FL, 33767 | $495,000

Step into this inviting 3-story beach townhouse with a loft, offering a rare and affordable opportunity for spacious living with 3 bedrooms and 3 full bathrooms. Located in the coveted Island Estates community of Clearwater Beach, this home is ideally situated within walking distance to the beach, local restaurants, and the area's grocery store just across the street, blending convenience with coastal living. The ground floor features a substantial garage that can accommodate 3 cars, providing ample storage for beach gear, toys, bikes, and vehicles. A patio at the back of the garage offers a perfect spot for grilling and relaxation. On the second floor, you'll find the original kitchen, dining room, and living room combination, along with a spacious bathroom and a guest bedroom, offering comfortable and functional living spaces including 3 balconies total. Upstairs, discover two generously sized bedrooms, each with its own EnSite bathroom for privacy and comfort. The master bedroom includes an additional bonus loft, expanding the living space uniquely and featuring a partial water view from the top window. Being an end unit, it benefits from an additional window in the loft area that enhances natural light and ambiance. Plenty of storage space, walk in closets and amazing European closet organizers in all bedrooms. Beyond the home, residents can enjoy leisurely days at one of the area's finest community pools, featuring expansive pool areas with cabanas, a barbecue area, and a spacious spa for relaxation and rejuvenation. With great restaurants nearby and the famous Clearwater Beach just a short distance away, this location offers the best of coastal living. Very well maintained community with a brand new roof on all buildings! Schedule your showing today to experience firsthand the charm and convenience of living in this Island Estates townhouse, where beachside living meets comfort and style.

Features

  • Amenities: Clubhouse, Pool, Spa/Hot Tub
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 1996
  • Garage: 3-car Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,700
  • Acreage: 1.25
  • Est. Taxes: $55,555
  • Condo Fee: $1,076 Monthly
  • View: City, Garden
  • Pool: Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: U8247971
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/U8247971/320islandway_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2024 5:08:06 AM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 727-466-0800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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320 Island WAY, #510, Clearwater, FL, 33767

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.295% 6.644%
Monthly Tax Payment $4,630 $4,630 $4,630
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,668 $2,668 $3,422
Total Monthly Payment $7,373 $7,373 $8,127

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.