Welcome to 107 15th St. , Palm Harbor, FL, where comfort and functionality meet in this spacious 3-bedroom, 3-bathroom home. Nestled in a prime location, this property features a unique blend of amenities perfect for both relaxation and productivity.
Upon entering, you are greeted by a thoughtfully designed layout that includes multiple bonus spaces such as an office, den, Florida room, and a dining area adjacent to the galley kitchen. The kitchen is equipped with essential appliances, large pantry, lots of cabinet space and Corian countertops.
The home's split floor plan ensures privacy, with the master bedroom boasting a walk-in closet and an updated full master bath. Bedroom #2 impresses with a sprawling 12’x6’ walk-in closet, while Bedroom #3 offers a built-in cedar closet, both overlooking the expansive 3-car pull-through garage.
Outside, the oversized backyard beckons with a grill gazebo and additional kitchen space, ideal for outdoor gatherings and enjoying the Florida sunshine. Residents will appreciate the convenience of living in the Palm Harbor Golf cart zone, allowing easy access to downtown, Ozona, nearby parks, and ball fields.
Zoned for Palm Harbor Middle, Palm Harbor University High, and Ozona Elementary School. The absence of HOA fees, deed restrictions, and the current exemption from flood insurance requirements add to the appeal of this property.
Situated close to major airports, shops, the Pinellas Trail, and stunning beaches, 107 15th St. offers a coveted blend of tranquility and accessibility. Whether you seek a peaceful retreat or a place to entertain, this home is poised to accommodate your lifestyle needs. Room sizes are approximate and should be verified by the buyer, ensuring every detail meets your expectations.
Come experience the charm and convenience of this Palm Harbor gem—schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,400 | $428,400 | $428,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $313 | $313 | $313 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,850 | $2,847 | $3,673 |
Total Monthly Payment | $3,254 | $3,251 | $4,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.