Discover the allure of waterfront living in the prestigious Sequams Colony development of West Islip, NY. This beautifully maintained High Ranch home is perfectly positioned on a canal with 90 feet of bulkhead, offering views of the Great South Bay. As you enter, a spacious foyer welcomes you and leads to the first floor, featuring a full bathroom, walk-in closet, a generous family room/potential 4th bedroom, and a recreation room with a wet bar. This floor also provides access to the two-car garage, which boasts a separate entrance from the outside. Upstairs, the second floor offers a bright and airy primary bedroom with direct access to a full bathroom, two additional bedrooms, an inviting eat-in kitchen, and a dining room that opens to an outdoor deck with bay views. The dining room flows seamlessly into the living room, creating an open and welcoming space. Beneath the areas currently carpeted, you'll find original hardwood flooring, adding to the home's inherent charm. This impeccably maintained home is ready for your personal touches and offers a perfect blend of tranquility and convenience. Located close to the Babylon Yacht Club, Good Samaritan Hospital, and the Robert Moses Parkway, easy access to Fire Island. Additionally, the vibrant Babylon Village, renowned for its exceptional dining and retail options, is just a short distance away. Enjoy the best of waterfront living in this vibrant and sought-after community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$999,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,999 | $799,999 | $799,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $1,414 | $1,414 | $1,414 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,480 | $4,861 | $6,590 |
Total Monthly Payment | $5,986 | $6,367 | $8,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.