$5, 000 credit toward closing cost and a price reduction! Welcome to 43 Raccoon Run. With 4 bedrooms, (one on the first floor) 2. 5 bathrooms and 1. 11 acres surrounded by conservation land, this Hampstead Colonial has so much to offer! The farmers porch greets as you pass into the tiled entry way and through the dining room into a spacious kitchen with granite counters, dining area and first floor laundry nook. Next is the living room with brick fireplace, built in shelving and French doors leading to the deck and back yard. Next you’ll find a half bath followed by first floor bedroom and finally a bonus room that would make an excellent playroom, office, gym, hobby space or whatever you desire. Upstairs you’ll find two good sized bedrooms, (one with walk in closet) a full bath and finally the primary bedroom with its own en-suite full bath and dual walk in closets. In the basement you’ll find a top of the line Buderus heating system & new oil tank, a recently installed water softener & filtration system & a built in dehumidifier. The two garage leads outside to a private feeling yard that abuts conservation land and nearby walking trails. Across the street you’ll find more conservation land and just a short drive away there are 3 ponds with access to public beaches. All of this just 5 miles from Hannaford and 30-40 miles from Boston, Concord and Portsmouth. Bring your vision and don’t miss this one!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $624 | $624 | $624 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,920 | $2,844 | $3,698 |
Total Monthly Payment | $3,636 | $3,560 | $4,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.