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Open House canceled. This charming colonial-style home in Oxford's Governor's Hill neighborhood is a must-see! With four bedrooms and 2. 5 bathrooms, this home boasts a spacious 1984 square feet of living space and sits on a sprawling 1. 5-acre lot. The property features a beautiful pool with a composite deck, perfect for hosting summer parties and family gatherings. The upgraded kitchen with granite counters and cherry cabinetry is a chef's dream and leads to a delightful screened porch overlooking the private yard. The primary bedroom is a true oasis with a magnificent primary bathroom featuring a double vanity, walk-in closet, and a barn door. The home also features a living room, dining room with hardwood floors, and a family room with hardwood floors and a wood-burning fireplace. The basement provides ample storage and potential recreation or exercise rooms. The attached 2-car garage makes coming and going a breeze. The property has been lovingly maintained since construction by its original owners. With over $160K of improvements, including windows, vinyl siding and gutters, roof, upgraded 200 amp electric and generator, primary bath, leaf guard gutters, pool, and pool deck, this lovely colonial is ready for its new owners! The home is conveniently located near Oxford's delightful town center, schools, restaurants, and shopping. It is also nearby Oxford Green's fantastic golf course, Jackson Cove (lake, beach, swimming, boating), Kettletown State Park, and Southford Fall Oxford High School has an admirable 9 out of 10 Great School Rating! With easy access to routes 67, 34, 84, and 8 to I-95 and the Merritt, this home is perfect for anyone looking for a peaceful retreat with easy access to all the amenities Oxford offers.
Type | Description | Dimensions | Level |
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Bedroom 1 | Wall/Wall Carpet | 9.9 x 10.7 | Upper |
Bedroom 2 | Wall/Wall Carpet | 9.1 x 10.7 | Upper |
Bedroom 3 | Wall/Wall Carpet | 9.9 x 8.9 | Upper |
Dining Room | Hardwood Floor | 11.9 x 12.0 | Main |
Eat-In Kitchen | Remodeled,Balcony/Deck,Breakfast Nook,Ceiling Fan,Sliders,Tile Floor | 19.2 x 13.0 | Upper |
Family Room | Ceiling Fan,Fireplace,Hardwood Floor | 12.0 x 16.9 | Main |
Living Room | Wall/Wall Carpet | 11.6 x 18.5 | Main |
Primary BR Suite | Remodeled,Ceiling Fan,Full Bath,Walk-In Closet,Wall/Wall Carpet | 11.6 x 18.5 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $456 | $456 | $456 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,475 | $3,472 | $4,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.