Minutes from the Taconic, yet tucked away. The landscape at this country home inspires frolic with no fuss perennial gardens, stone walls and stream befitting hammock. The generous front porch greets with panoramic serenity as the wind chime complements sounds of nature. Stone from the wood burning fireplace meets vaulted ceiling in living room as double paired skylights send light throughout the space. The kitchen features gas cooktop and side deck access to fenced garden and outdoor dining. Located adjacent to the primary bedroom and living room, the sunroom/office features stunning stream, landscape and forestry views. Upstairs features two bedrooms and second full bathroom. The full unfinished walkout basement with additional storage room provides generous workshop and storage space. The upper level in the heated detached two car garage and shed top off storage. The full house generator ensures unfettered comfort. Exhale and recharge log cabin style. Low Pine Plains school taxes.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $487,200 | $487,200 | $487,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $557 | $557 | $557 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,241 | $3,238 | $4,177 |
Total Monthly Payment | $3,890 | $3,887 | $4,826 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.