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Under contract-accepting backup offers. Welcome to your Coastal Retreat! This three bedroom, one and a half bath home located in the desired Ozona area. A delightful oasis nestled in the heart of an amazing community. As you walk up your paved walkway, you enter your charming screened front porch, perfect for sitting and enjoying your morning coffee. Enter your home and be captivated by the warmth and charm of this haven. This home exudes joy and comfort throughout. Notice the ceiling beams, wood floors and how light and bright it is. The first bedroom has double doors which would also make a great home office or bonus room for your favorite hobby or playroom. The kitchen features light cabinetry, tile backsplash and stainless-steel appliances. Also features a side door to bring your groceries directly in from your car. Enter your dining room with shiplap ceilings and a double-door pantry for ample storage. Sunshine beams into your primary bedroom with full bath across hall. The third bedroom also has a half-bath across the hallway with an additional storage closet and can be converted back to an indoor laundry area. Spacious covered back porch for enjoying the outdoors and your backyard. Speaking of the backyard, it is an oasis. Oversized fenced lot featuring an additional building that can house your toys or use as a workshop, hobby shop etc. Cultivate a garden or just breathe in the coastal air while grilling. Location, Location, Location! This unique property is zoned for top rated schools. Walk to Ozona Elementary. Walking distance to the Pinellas Trail, downtown Palm Harbor or nightly sunsets over the Gulf of Mexico. Golf cart friendly which adds to the amazing community. Dunedin and Honeymoon Island is only a 5-minute drive with even more restaurants, festivals and top beaches. Close to shopping, hospitals and Tampa International Airport. Experience the charm and convenience of this unique property in Ozona, where every detail has been thoughtfully designed for comfort and style. Don’t miss out on the opportunity to make this coastal retreat your home! ***PREFERRED LENDER IS OFFERING DISCOUNTS; LOWER INTEREST RATE/REDUCED CLOSING COSTS***Ask me for more information.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,600 | $371,600 | $371,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,504 | $2,504 | $3,212 |
Total Monthly Payment | $3,012 | $3,012 | $3,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.