2463 Southern Oak STREET, The Villages, FL, 32162 | $279,900

LOW BOND! ONLY $3, 110 REMAINING! Welcome to this beautifully maintained 2 bedroom, 2 bathroom Colony patio villa, offering the perfect blend of comfort and style. As you arrive, you'll be greeted by enhanced landscaping, featuring a brick paver driveway and walkway, Curb-It, rock-filled flower beds, and stunning Florida-friendly plants. Step inside to discover elegant wood composite flooring throughout the main living areas, with new carpeting set to be installed in both bedrooms. The kitchen boasts white cabinetry, stainless steel appliances, , a solar tube for natural light, and ample counter space for all your culinary needs. This home has seen significant upgrades, ensuring peace of mind for its new owners. The HVAC system was replaced in 2021, the hot water heater in 2016, and a brand-new roof will be installed before closing. The acrylic enclosed lanai, with epoxy-painted flooring, provides a serene space to relax after a day of enjoying the community amenities. Additional features include a Viqua whole house water filtration and softener system, floored attic with pull down garage stairs, newer garage door opener, and new glass sliders off the living/dining room that will also be installed before closing. The home was professionally painted prior to listing. To recap the following items will be changed prior to closing: new roof, new stainless steel refrigerator, new stainless steel gas range, new glass slider off the living room/dining room, and new carpet in the bedrooms. This is your chance to own a little slice of paradise!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 40 x 88
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, In Garage
  • Year Built: 2005
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,156
  • Acreage: 0.08
  • Lot Size: 40 x 88
  • Est. Taxes: $1,646
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: G5083844
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/G5083844/2463southernoakstreet_thevillages_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2024 7:47:07 PM)
Listing courtesy of WORTH CLARK REALTY   Phone: 352-988-7777

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2463 Southern Oak STREET, The Villages, FL, 32162

$279,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,920 $223,920 $223,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.295% 6.644%
Monthly Tax Payment $137 $137 $137
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,509 $1,509 $1,935
Total Monthly Payment $1,721 $1,721 $2,147

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.