Rare opportunity to own waterfront in Spanish Point! Featuring 3 bedrooms, 2. 5 bathrooms, 2 car garage, soaring vaulted ceilings. Relax and enjoy the amazing views . This lovingly maintained custom-built waterfront home is stunning both inside & out with gorgeous views of the waters. Soaring vaulted ceiling leading to second story loft area could be a fabulous billiard room, studio or office. This large impressive living area includes a family room & dining room. The first floor has a large primary suite with an adjoining bathroom, spa tub, separate shower, and walk-in closet. The Kitchen includes a breakfast nook plus screened patio, with open-air dining area overlooking your backyard paradise, downstairs laundry room including the hidden storage area, ample closets throughout. Low Electric Bills, community recreational area with Pool, Boat Ramp, Pool, Boat Ramp, Play area, Clubhouse, basketball court, with parking. No association fee / opt-in $500 a year. Waterfront plus bulkheaded Near boat ramp & pool Large corner lot Navigable waterway, tidal canal at low tide Great fishing, flounder, redfish, sailor's delight and so much more. . . bird watchers paradise seasonal migration *Deep portable well lime-rock pocket with zoned irrigation system & pump house * Portable well can furnish home with water during storms or water outages Oversized masonry fireplace with large outdoor ash-dump. Currently fitted with gas logs system and remote control. Generator plugin setup for emergency power during storm outages for power home essential and well. Great Community, large lots, boat ramp, swimming pool, playground with clubhouse all on the water. HOA $500 a year Great location Spanish Point is nestled in Timucuan Ecological and Historic Preserve great for hiking to Fort Caroline, bird watching over 600 acres of native trees nature, grassland, framed with the St John's River and the Intercostal waterway's 10 minutes to the beaches, Mayport, St. Johns River Ferry, 15 minutes to downtown. 20 golf courses with in 20 minutes
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $309 | $309 | $309 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,444 | $3,398 | $4,383 |
Total Monthly Payment | $3,845 | $3,799 | $4,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.