Welcome to your charming 2-bedroom home that lives like a 3-bedroom, nestled in the serene & private Lake Carmel community. This delightful residence features one bathroom & a spacious eat-in kitchen, with a door leading to a large deck perfect for outdoor dining & relaxation. The large living room seamlessly flows into a dining area (currently used just as a LR), creating an open & inviting space for entertaining guests. Large laundry, storage, & utility room, ensuring all your household needs are met. The property features two sheds, providing ample storage space for your tools & outdoor equipment. Enjoy the many amenities of the Lake Carmel community, including access to a beautiful lake, a picnic area, & a playground, making it an ideal setting for all. The home sits on a large, level yard, offering plenty of space for gardening, play, or simply soaking up the sunshine. The large driveway provides parking for several cars. 12-minute drive to the train station & easy access to major highways, making commuting a breeze. Don't miss the opportunity to make this wonderful home yours and enjoy the best of Lake Carmel living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $724 | $724 | $724 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,622 | $1,580 | $2,055 |
Total Monthly Payment | $2,421 | $2,379 | $2,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.