Highly sought-after style, this property sits in one of the most desirable neighborhoods in Queens - Ozone Park. This stunning Colonial-style house offers endless potential with almost 1300 Sq ft of dwelling space. The first floor boasts an entryway foyer, formal living room, an oversized eat-in kitchen, 1 bedroom and a half bath. On the 2nd floor you'll find 3 bedrooms and 1 full bath. A walk-out full-finished basement with its own separate entrance is ideal for your guests; High ceiling, open concept recreation room, 2 bedrooms, 1 full bathroom & utility room. You'll find a front porch, shared driveway, spacious backyard for outdoor gatherings, gardening, or simply relaxing in your own private oasis. Lots of windows and an oversized skylight drench this home with natural light. 5-year-old roof, Leased Solar Panels: Energy-efficient and environmentally friendly, saving you money on utility bills and property tax - Abatements and/or STAR discount for having the solar panel is $1, 259 yearly. Located near transportation - A Train Station: 80th St/Liberty Ave | Bus Routes: Pitkin Ave/81 Street. Quiet and friendly neighborhood, this home combines classic charm with modern amenities. Transform this beauty into your very own oasis - Don't miss this opportunity!
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,200 | $607,200 | $607,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,040 | $4,036 | $5,206 |
Total Monthly Payment | $4,521 | $4,517 | $5,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.