19 Elm Street, Enosburg, VT, 05450 | $270,000

Your dream home in the heart of Enosburg Village. Beautifully maintained 1860 residence, being sold by its third owner, is situated on a half-acre lot with the Golf Course and Country Club just beyond your yard. Perfect for those who appreciate the charm of vintage homes. Home features large living spaces with lovely built-ins and original wood floors. Enjoy the outdoors from one of the many porches: covered porch and screened porch at the front, as well as enclosed porch at the back. Four spacious bedrooms, including a convenient first-floor bedroom with an attached bathroom, ideal for guests or multigenerational living. Additionally, there is an office and a bonus room, providing ample space for remote work and hobbies. Newer furnace, natural gas water heater, and efficient heating systems that save you a bundle come winter. A wall A/C unit on the first floor ensures cool comfort during the warmer months, while kerosene heat serves as a reliable backup. You'll never run out of storage space with huge closets throughout the home, two attic sections, and a full basement with concrete floors, perfect for tinkering or additional storage. The one-car garage was Enosburg's first schoolhouse, adding a touch of local history to your home. Living in the village offers convenience - grocery store, restaurants, self-care, and numerous other shops on Main are all within walking distance. Enjoy the scenic mountain and country views. Half hr to St. Albans City, and 1-hr to Burlington.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Farmhouse
  • Year Built: 1860
  • Garage: 1-car Garage
  • Heating: Natural Gas,Kerosene,Forced Air,Monitor Type
  • Cooling: None
  • Basement: Concrete Floor,Full,Stairs - Interior,Interior Access
  • Approx Sq. Feet: 3,110
  • Acreage: 0.5
  • Est. Taxes: $4,118
  • Lot Desc: City Lot,Corner,Country Setting,Level,Major Road Frontage,Mountain View,Neighbor Business,Sidewalks,Ski Area,Trail/Near Trail,In Town,Near Country Club,Near Golf Course,Near Paths,Near Shopping,Near Skiing,Near Snowmobile Trails,Near Hospital,Near ATV Trail
  • Elem. School: Enosburg Falls Elem. School
  • Middle School: Enosburg Falls Middle School
  • High School: Enosburg Falls Senior HS
  • School District: Franklin Northwest
  • MLS#: 5001951
  • Website: https://www.raveis.com
    /prop/5001951/19elmstreet_enosburg_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/25/2024
Listing courtesy of Sherwood Real Estate   Phone: 802-782-0821
Listing Agent: Tami Lantz

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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19 Elm Street, Enosburg, VT, 05450

$270,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $216,000 $216,000 $216,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $343 $343 $343
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,437 $1,436 $1,852
Total Monthly Payment $1,855 $1,854 $2,270

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.