Under contract-accepting backup offers. SHEA built IMAGINE floor plan with TRUE VILLA SUITE with separate entrance and kitchenette. Located on one of about a dozen of the best AND LARGEST golf front home sites in the community because they sit above the course not IN it - 70x135 home site with plenty of room for a pool should you choose to add one and it's the perfect orientation with a south facing rear exposure. Back yard was recently fenced and paver patio added. When this home was built - they went all out with top level upgrades of everything - the appliances are upgraded 6-BURNER cooktop and dual ovens - one is ADVANTEUM dual microwave/convection oven. PULLOUTS were also recently added in the pantry cabinet. Both bedrooms have walk-in closets with CUSTOM BUILT-IN ORGANIZATION. The IMAGINE was one of the most popular homes built by SHEA and one of only 3 floor plans in the community that features 10' ceilings - the tray ceilings in foyer and primary bedroom add more pizazz. Notice the sunroom isn't just another room but has shiplap walls and vaulted stained beadboard ceiling. Ceiling fans and additional lighting throughout. Primary bathroom features TUB with separate SHOWER. The A/C system is zoned so the villa suite is on a separate system and there is a separate thermostat for the sunroom. Owner has been surprised at how low the utility bills are (12 month average is $153/month). And with all Natural Gas service for cooking, heating, dryer and tankless hot water heater the gas bills 12 month average is $30 (typically $20-something except Jan/Feb when $60). Other features include porcelain wood look tile throughout, expanded laundry room with built-in cabinets and desk, 8' interior doors, courtyard entry - widened paver driveway, water softener system. PLANTATION SHUTTERS THROUGHOUT - highly upgraded pebbled tile shower floors. Locaiton is superb with Exploration park and boat dock across the street and future location of additional amenity center and pool. Willing to assist with closing costs to offset initiation fee. . . . . . . . . . . . . . . . . . . . . . . .
HOA covers lawn and landscape maintenance (cutting, edging, trimming, treating, mulching, fertilizing, irrigation system and water for irrigation), high speed internet, membership in all amenities including indoor and outdoor fitness areas, group fitness classes, 20 miles of dedicated trails for walking and biking, bocce, horseshoe, tennis, pickleball, fishing doc, kayaks, canoes, paddleboat. As a homeowner you also receive discounts in the on-site restaurant, golf course and space for massages, facials, mani-pedi. This area has NO CDD assessments. . . . . . . . Listing agent is owner
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $525 | $525 | $525 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,403 | $4,390 |
Total Monthly Payment | $4,023 | $4,020 | $5,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.