Yes! This Is It! Enjoy all here in Your New Westhampton Beach Getaway Cottage! HOP to the Many OCEAN Beaches, just a couple of minutes away! This Sweet Home is in a great Village Location with a plethora of access to Public Transportation, Shops, Restaurants, and plenty of Entertainment venues! Ideal for Year Round or Weekend Getaways and offers easy rental producing income! Home features a lovely 2-Bedroom/Full Bath Arts & Crafts Cottage on a level fenced yard, with ample room for a garden oasis, patio and possible room for hot tub or other water features. A welcoming covered Front Porch to enjoy lemonade and perhaps a good book away from it all! Front porch opens to a Fireplaced Living Room with Hardwood Floors, combination Eat-In-Kitchen and Dining Area; and a 3-Season Back Porch and Outdoor Shower; There is a Full Unfinished Basement with inside and outside entrances as well as a stacked Washer/Dryer. This home is in EXCELLENT Move in Condition and awaits the new Happy Homeowners to enjoy for years to come!? Added Bonus here is property is Zoned HC Commercial/Residential just approx 200 feet of famous SIX CORNERS so may be suitable for Office Use including; Finance, Insurance and Real Estate to name a few! Low Taxes too! Move on this one! Oh My! Did we mention the Ocean Beaches!?
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $589,600 | $589,600 | $589,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,582 | $3,582 | $4,659 |
Total Monthly Payment | $3,998 | $3,998 | $5,075 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.