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644 Panton Road, #2, Panton, VT, 05491 | $285,000
Wouldn't you love to jump in your boat and be out on Lake Champlain in less than a half hour for a day of fun in the sun. If so you need to take a look at this special lot on Otter Creek. This 6 acre building lot has 600+- feet of frontage on Otter Creek that is just waiting for you to put your dock in and enjoy fishing, kayaking or canoeing right from your back yard. The mowed path is in and is very accessible. This level lot will be easy to develop and is perfect for having a few animals, a horse or for gardens , The building area is encompassed on 3 sides by trees so you can be nestled back from the road for privacy and above the Creek. This is a more affordable option than building and living on The lake! When you want to venture out you are minutes from the vibrant little city of Vergennes with their award winning restaurants, coffee shops, chocolatier and homemade ice cream shop. In the summer you can enjoy band concerts on the park, the farmers market, the local swimming pool and the famous Memorial Day parade that goes right down Main Street. In the winter you can also attend events at the Opera House or cozy up at the Bixby Library getting a new book. The State and local permits are in hand for the 3 bedroom home of your dreams.
Features
- Zoning: R-5
- Frontage: 50
- Lot Desc: Country Setting,River,River Frontage,Waterfront
- Water Front: Yes
- Elem. School: Vergennes UES #44
- Middle School: Vergennes UHSD #5
- High School: Vergennes UHSD #5
- School District: Addison Northwest
- MLS#: 5001910
- Website: https://www.raveis.com
/prop/5001910/644pantonroad_panton_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/5/2024Listing courtesy of BHHS Vermont Realty Group/Vergennes Phone: 802-877-2134
Listing Agent: Nancy Larrow
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
644 Panton Road, #2, Panton, VT, 05491
$285,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,923 |
| Total Monthly Payment | $1,592 | $1,590 | $1,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484