1105 Pennsylvania AVENUE, Palm Harbor, FL, 34683 | $419,000

Welcome to this beautifully updated 3-bedroom, 1-bathroom home in charming Downtown Palm Harbor. Situated on a generous corner lot and almost 1/4 acre, this property offers a splendid blend of coziness and modern amenities that are perfectly suited for first-time homebuyers, seasonal dwellers, or savvy investors. Stepping inside, you are greeted by a freshly renovated interior, featuring a sleek kitchen with quartz countertops and stainless steel appliances. Recent updates, completed with meticulous attention to detail, include new flooring, tasteful interior and exterior paint, a modern bathroom, and an updated electrical panel, ensuring a move-in ready experience. The recent updates continue with a new roof installed in 2015, AC unit 2018, and a brand-new water heater 6/2024, offering peace of mind for years to come. Outside, the expansive lot offers plenty of space for your boat or RV, and leaves plenty of room for potential additional buildings. The property’s location is a non-flood zone X and is in a top rated school district adding an extra layer of security for your investment. Additionally, the allowance for short-term rentals/Airbnb presents a fantastic opportunity to generate substantial rental income. It’s also just a short walk to downtown Palm Harbor, where a variety of restaurants, shops, breweries, and entertainment venues await. The scenic Pinellas Trail is just steps away, perfect for jogging, biking, or leisurely strolls. You are also just a short drive/bike/golf cart ride away from shopping, Ozona, Downtown Dunedin, The Pinellas Trail, Clearwater Beach, Tarpon Springs and just 25 mins to the airport. This is a rare opportunity to own in a prime location so please schedule your appointment today!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Lot Size: 75 x 125
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Ranch
  • Year Built: 1959
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,092
  • Acreage: 0.22
  • Lot Size: 75 x 125
  • Est. Taxes: $4,698
  • Lot Desc: Corner Lot
  • View: City
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: U8247722
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/U8247722/1105pennsylvaniaavenue_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2024 9:47:14 AM)
Listing courtesy of HOMEFRONT REALTY   Phone: 727-641-4444

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1105 Pennsylvania AVENUE, Palm Harbor, FL, 34683

$419,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,200 $335,200 $335,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.841% 7.159% 6.518%
Monthly Tax Payment $392 $392 $392
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,230 $2,228 $2,874
Total Monthly Payment $2,697 $2,695 $3,341

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.