Under contract-accepting backup offers. REDUCED PRICE! The Owner is motivated to sell since he has made the decision to build a new home near family. His new home is nearing completion thus the reason for the great price on this truly move in ready 5 year old 4 bedroom 2. 5 bath property. This home is located right in the heart of virtually everything you could desire, shopping, entertainment, parks, Tampa Int. Airport, world class hospitals, and of course minutes from the beautiful beaches. The backyard if fully fenced with 6' white vinyl privacy fencing. The kitchen features plenty of cabinet and counter space, pantry and island with an eat in breakfast bar, complete with modern 42" cabinets complemented by upgraded appliances, this kitchen is a chef's dream! The first floor also offers a half bath, large great room/dining room, and eat in area. The sliding patio doors lead to the covered rear patio and the large fenced back yard. Upstairs you will find the sizeable master bedroom and master bath, upstairs laundry which "Includes" the washer and dryer, and the other 3 bedrooms and bath. The Touchtone Community features upscale amenities such as a resort style swimming pool, a clubhouse featuring a modern lounge and pool table, a fitness center, a dog park, a splash park with colorful slides and sprays, and a community playground with lots of seating. Access to the amenities is only $120 annually for residents. Home includes window and door storm protection. The owner had a full appraisal completed and has priced this property very conservatively. Appraisal is available upon request. Our preferred lender is including $1600 toward buyers closing costs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$384,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,920 | $307,920 | $307,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $605 | $605 | $605 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,921 | $1,871 | $2,433 |
Total Monthly Payment | $2,601 | $2,551 | $3,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.