Seller offering 1k towards buyers closing costs. This Property was just Appraised (June) at $230K, Instant Equity! Seller is Motivated. Across the street from the pool! Welcome to your perfect starter home! Nestled in the heart of downtown Zephyrhills, this charming 2-bedroom, 2-bathroom residence offers a delightful blend of convenience and comfort. Prime Location: Centrally positioned, this home is mere moments away from downtown shopping, delectable dining options, and a plethora of restaurants, ensuring every amenity is within easy reach. Not to mention, a delightful community pool awaits just across the street, promising endless relaxation and leisure right at your doorstep. Low Maintenance Living: Say goodbye to tedious chores! With lawn and pool maintenance conveniently included in a nominal HOA fee, you can spend less time on upkeep and more time enjoying the quintessential Florida lifestyle. Modern Upgrades: Boasting a newer roof and a host of contemporary upgrades, this residence exudes style and functionality. Each room is adorned with upgraded ceiling fans, while built-in shelving above the laundry station adds both charm and practicality. The inclusion of a functional electric garage door opener adds another layer of convenience to daily living. Versatile Financing Options: Whether you're exploring traditional mortgage financing or alternative options, this property accommodates a diverse range of financing choices, making it accessible to all buyers. Open and Airy Layout: Step inside to discover an inviting open floor plan seamlessly connecting the kitchen, dining area, and living room. Vaulted ceilings and abundant natural light create an expansive ambiance, perfect for entertaining guests or simply unwinding after a long day. Convenient Features: A separate laundry room ensures noisy appliances remain discreetly tucked away, while providing convenient access to the attached garage equipped with a garage door opener for added ease. Don't let this opportunity slip away! Schedule a viewing today and secure your slice of downtown Zephyrhills living before it's too late.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $170,800 | $170,800 | $170,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,066 | $1,038 | $1,350 |
Total Monthly Payment | $1,265 | $1,237 | $1,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.