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Prefer community living, with well-kept homes & tight bonds/friendships with neighbors? HATE how these homes all seem to be packed in on 40-50ft lots? Then welcome to much sought-after Harbour Isles community in gorgeous Apollo Beach! I live here & I LOVE IT and so will you! As soon as you pull in, you’ll immediately notice the spacious front yard, the professional landscaping, the 3-car garage, the wide & loooong (55ft!) custom engraved/painted driveway, and the attractive stone accents on the front elevation! You’ll know then that THIS IS THE ONE! Situated on a 70ft wide, nearly . 25acre lot, complete with wrought-iron fenced back yard and pond water frontage! Extend your swimming season for as long as you like in this beautiful, heated, salt water pool with a new variable speed pump! Or enjoy a nice relaxing soak in your heated spill-over spa? Maybe a cocktail, al-fresco dining, or a little grilling & chilling on the back lanai?! Everything is enclosed in your nearly 1, 000sf partially roofed, fully screened, etched/painted concrete lanai & fully pavered pool deck! I MEAN, THIS IS WHY WE LIVE HERE, RIGHT?! The interior of this beautiful Suarez built Arbor floorplan will not disappoint either! It's a great roomy & functional floor plan, with a 4 bedroom 3-way split design! All the much sought-after spaces & rooms that are in your home search are included!! A welcoming foyer! A spacious formal dining room for you to host those big holiday meals! A comfy formal living room! The entertaining sized family room with triple sliding doors, providing a magnificent open flow to the back lanai & pool/spa oasis, is perfect for your parties!! Your chef's dream kitchen has features galore, including a breakfast/snack bar, all stainless-steel appliances including convenient double oven, an additional wine/beverage refrigerator, a roomy walk-in pantry, and lots of cabinet & granite countertop space making all your meal prep, baking, and cooking a breeze! There’s also the convenient eat-in kitchen café for your cozy sit-down meals, snacks &/or morning coffee! Your BIG Owner's Suite has plenty of room for all your king-sized furniture, with double full-lite French door access to lanai & pool, and dual walk-in closets! Your ensuite resort, spa-like master bath has dual sinks, a sit-down vanity/makeup counter, a walk-in shower, a large relaxing garden tub, AND a recently added & installed quality bidet! Add three (3) other spaciously sized secondary bedrooms, two (2) more full bathrooms (one perfectly situated as a pool bath!), and one (1) spacious upstairs Bonus Room, and you have what will be your perfect abode for many years to come!! The awesome list of extras & upgrades is almost too much to list! Gleaming hardwood flooring, crown moldings, a Solar Tube light, surround sound pre-wire, a water softener system, a new hybrid heat pump water heater, new appliances with convenient double-oven, 4yr new A/C, and a 1yr new 2023 shingle roof!! Seller is also including the garage ceiling storage rack & the Ring security doorbell for buyer's use!! Not to mention that Harbour Isles community comes with great resort like amenities! A clubhouse, a stand-alone gym building, a pool, playground, volleyball court, a lighted basketball court, fishing piers & walking trails!! This Is Truly A Must See!! Only $100 annual HOA & NO FLOOD INSURANCE REQUIRED! Plenty of time still to close before the the new school year! CHECK OUT THE PICS & HOME TOUR VIDEO AND CALL TODAY!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$639,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $845 | $845 | $845 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,402 | $4,389 |
Total Monthly Payment | $4,343 | $4,339 | $5,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.