2636 OAK STREAM Drive, Green Cove Springs, FL, 32043 | $309,000

Experience the charm and convenience of Cross Creek, where a host of family-friendly amenities and this meticulously maintained, barely lived-in 4-bedroom, 2-bath home await you. Ready to move in and lovingly cared for, this home offers the perfect blend of comfort and style. Step into an inviting open concept layout featuring a spacious kitchen, dining area, and gathering room. The heart of the kitchen boasts a large island, generous counter space, 42'' staggered height cabinets with trim, recessed lighting, stainless steel appliances, and a smooth top range—ideal for entertaining and daily living. Natural light floods the home through an abundance of windows, creating a warm and inviting atmosphere. The owner's suite is a serene retreat with a spacious bathroom, double vanity, remodeled walk-in shower, and a large walk-in closet. The sizeable preserve lot provides a peaceful setting and plenty of space for outdoor activities. Enjoy relaxing on your back patio, with one side of the yard fenced for added privacy. The washer and dryer convey, ensuring your move is as smooth as possible. Cross Creek is renowned for its top-rated schools in Clay County, making it an excellent choice for families. The community offers a wealth of resort-style amenities, including a pool, playground, clubhouse, fitness center, beach volleyball, tennis, fishing, and more. Ideally situated just minutes from Green Cove Springs, Fleming Island shopping, restaurants, Jacksonville, NAS Jax, and recreational activities on the St. Johns River. There's something for everyone in this vibrant neighborhood.

Features

  • Amenities: Clubhouse, Fitness Center, Playground
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Traditional
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,698
  • Acreage: 0.15
  • Est. Taxes: $3,649
  • HOA Fee: $25 Annually
  • View: Trees/Woods
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2033080
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/2033080/2636oakstreamdrive_greencovesprings_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2636 OAK STREAM Drive, Green Cove Springs, FL, 32043

$309,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $247,200 $247,200 $247,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.841% 7.159% 6.518%
Monthly Tax Payment $304 $304 $304
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,645 $1,643 $2,120
Total Monthly Payment $2,024 $2,022 $2,499

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.