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Enjoy the beautiful lake views from this free-standing home in the Silver Island Community! Waterfront location is perfect for the outdoor enthusiast and nature lover. Launch your kayak from the backyard and paddle around Silver Lake. Own your own home but have the homeowners association take care of the lawn care and snow removal. Walk through the front door and notice the 9-foot ceilings and hardwood floors throughout. The open concept kitchen and family room with gas fireplace are perfect for entertaining. The kitchen features granite counters, a center island and maple cabinetry. The maintenance free deck off the dining area overlooks the lake - you can catch a peek at the swans as they glide by! A 2 car garage, half bath/laundry combination and convenient first floor bedroom with full bath and walk-in closet complete the first floor. Upstairs, the primary suite with sitting area has a generous walk-in closet with access to attic storage plus an oversized bath with double sinks, walk-in shower and corner tub. In addition to the primary suite the 2nd floor boasts an additional bedroom and a flex space that can be used as a den, office or craft room. The unfinished walk-out lower basement adds the potential for additional living space. A quiet oasis that is only 10 minutes from the Berlin train station for easy access to NYC. Don't miss this move-in ready gem on Silver Lake!
Type | Level |
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Bedroom 1 | Upper |
Bedroom 2 | Main |
Kitchen | Main |
Living Room | Main |
Loft | Upper |
Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $730 | $730 | $730 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,797 | $2,760 | $3,560 |
Total Monthly Payment | $3,619 | $3,582 | $4,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.