Under contract-accepting backup offers. One or more photo(s) has been virtually staged. This BRAND NEW Energy-Efficient 2 story home has it all. Home has been discounted over $20, 000. The open floor plan features 4 bedrooms, 3 full baths, flex space, 2 car garage. One bedroom and full bath downstairs that could be great as an office space as well. Flex space which again could be an office, play area, living, or dining room. The home opens up in the back with plenty of windows for natural light. The kitchen has a large corner pantry, stainless steel appliances, and kitchen island opening up to the dining and great room. Now that's all just the downstairs area! Let's talk about the upstairs which has 2 well sized secondary bedrooms, great sized loft, and primary bedroom with bath featuring a large walk in shower, dual sinks, and to die for closet! Laundry room is located upstairs so no need to haul your clothes up and down the stairs. All appliances including washer, dryer, refrigerator, and blinds are included. So all you have to do is bring your furniture and just move in. Polk County is one of the top five fastest growing Counties in The State of Florida. Find out what Bradbury Creek is all about. Future amenities including an outdoor fitness area, pool, cabana, playground, and 2 dog parks. Close to the newly built Publix and shopping area, Hwy 17-92, and I-4. Seller offering $10, 000 towards closing costs using their preferred lender.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $306,392 | $306,392 | $306,392 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,090 | $2,036 | $2,627 |
Total Monthly Payment | $2,165 | $2,111 | $2,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.