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Charming, updated & meticulously maintained expanded Cape. Sited facing preserved land and is just down just down the road from the LI Sound beach. Large front deck overlooks the gardens and beyond, open land with sunset views. Rear deck overlooks fully [deer] fenced, exquisite gardens with specimen trees, stone patio, walking paths, gardening shed & outdoor shower house. Indoors features hardwood floors, with a wood burning stove with insert/fan in the living room. The dining area has sliders opening to rear deck. Primary on 1st level with custom built-ins. Full bath plus a laundry/mud room with sliders to rear stone patio and entry to the garage. 2nd primary on level 2 has sliders to private balcony and sitting area. Large 3rd bedroom and full bath complete the 2nd level. New 1. 5 car attached garage with staircase to large, stand up, unfinished loft space with windows - great potential. Upgraded electric and full house generator. Buried electrical & cable. Room for a pool. Deeded access to coveted Truman"s Beach. See attached full history of the many upgrades & amenities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.486% | 6.307% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,369 | $5,740 | $7,826 |
Total Monthly Payment | $5,932 | $6,303 | $8,389 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.