Under contract-accepting backup offers. Welcome to your serene oasis in the beautiful gated community of Ridgemoor! This meticulously maintained home features a solar and electric heated pool with a newly pressure-cleaned, treated, and painted pool deck. The lanai screen has also been freshly cleaned and treated, creating a perfect space for relaxation. The property includes a new pool vacuum, ensuring your pool is always pristine. The garage is equipped with an electric garage door opener and a versatile Rubbermaid shelving system. Inside, the home boasts updated light fixtures in the kitchen and dining area, easy-care tile throughout, and engineered barn wood floors in the bedrooms. The attic offers convenient storage with a drop-down ladder, and the home includes the standard appliances along with the washer, dryer, deep freezer and microwave. Climate control is managed by a state-of-the-art Nest system, which also monitors CO2 and smoke. The functional fireplace has been recently serviced, and the air conditioning system has a new motor and has been thoroughly cleaned. The home is equipped with UV filter film on all windows in the living and dining areas, upgraded Gerber commercial-grade quiet-close toilets, and ceiling fans in all bedrooms and the living area. Additional features include two included televisions, barstools, and outdoor lanai lights and fans. The HOA provides yard service, trash collection, recycling, general maintenance, and access to tennis courts, a playground, walking and bike trails. All this set in a tranquil, forested environment with frequent wildlife sightings. This community of 90 homes is quiet and friendly, where neighbors look out for each other. The open floor plan, breakfast bar, and French doors leading to the lanai make this home perfect for entertaining. Enjoy your mornings with the sounds of nature and your evenings in a peaceful, serene setting. This home truly offers a retreat from the hustle and bustle, providing beauty and tranquility in every detail.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,520 | $439,520 | $439,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.146% | 6.256% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,924 | $2,921 | $3,707 |
Total Monthly Payment | $3,321 | $3,318 | $4,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.