Under contract-accepting backup offers. Price Wise & Fabulous! This amazing Cottage Inspired home has been tastefully updated and will please the most discriminating buyers. PLUS NO FLOOD INSURANCE! First time home buyers, vacation home getaway, or downsizing this home is definitely a 5 star opportunity. Upon arrival take note of the two long driveways that will provide plenty of room for parking. Once inside you will love the high ceilings, open design, natural light, fabulous layout and beautiful HGTV worthy kitchen. Wood cabinetry, granite tops, stainless appliances and breakfast nook will certainly please. Kitchen updates include lighting, new backsplash and added undermount cabinet rechargeable lighting. Pendant lighting over pass through bar and added electrical switch for future garbage disposal installation. Since purchase in 2017 many of the updates are listed below and a detailed list is available. Huge fenced back yard and the owners added a second driveway, rebuilt dividing wall between both homes added new landscaping and proper channel drains for water run off. For outside enjoyment a cement deck was added which goes the length of the house, walking pavers too. The yard is fenced adding privacy and a gate was installed where you could store your additional treasures plus they added a shed for storage on the side of the home. Roof is 2016, water heater is 2017 and HVAC was added in 2018. Whole house surge protection was added. New porcelian tile flooring in great room, dining room, hallway & bathroom . In addition there are new baseboards & crown molding in many rooms. Secondary bedroom has two closets and a gorgeous white plank ceiling. Separate dining room with new glass sliders to the outside. Primary bedroom has two closets, one is a walk in and one is a wall of closets. You might possibly add a second bathroom as the walk in closet backs to both a bathroom and laundry room. The primary bathroom was remodeled and beautifully appointed. Please note when the current sellers purchased the garage it had been transformed into a 3rd bedroom with window and AC Vent therefore air-conditioned. A room off the 3rd bedroom serves as a laundry/closet. Use as a flex room/ office/ bedroom or home gym. Whole house surge protector. The possibilities are endless. Enjoy Lake St. George amenities for residents! Lake with boat ramp and dock, pool, park and tennis courts. There are restroom facilities at the pool. Just minutes to Dunedin Causeway and Honeymoon Island State Park! Or if you prefer John Chestnut Park on Lake Tarpon. Heated & cooled square footage comes from the public records combining the garage of 264 SF to an AC FLEX/Bedroom and Base of 1054 SF. Garage door remains on the front of the home so convert back if you want an air-conditioned garage.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $343 | $343 | $343 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,672 | $1,628 | $2,118 |
Total Monthly Payment | $2,090 | $2,046 | $2,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.