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Rarely available 3 bed 3 bath 2 car garage end unit townhome in the highly desirable gated community of Kapok Grand. This very spacious home features a large open plan living area with open kitchen, dining area and living room. The kitchen features lots of cupboards and counterspace along with stainless steel appliances. From the living area you can enjoy views of the pond and its wildlife. Step outside and enjoy a screened patio area which is shaded and also has tranquil views of the pond and no rear neighbors. Downstairs the home also features a full bathroom and a bonus room /office. This would make a great office for working from home, study, craft or playroom. There is a large storage closet under the stairs. On the second floor you will find 3 spacious bedrooms, two full bathrooms and a laundry room with full size washer, dryer and linen closet. The huge master bedroom has en-suite bathroom and a large walk in closet. This home has plenty of storage space and closets. The gated community of Kapok Grand offers great value for the reasonable monthly HOA fee of $368 which includes gated entry, heated swimming pool and fully equipped fitness room. The fee also covers exterior maintenance of lawns and landscaping, cable tv, trash pickup and pest control. The community allows 2 pets and rentals are permitted with a 6 month minimum rental period. Kapok Grand is located just minutes away from the causeway across to Madeira Beach and the white sand beaches of the Gulf of Mexico. Locally you will find Publix grocery store and various shops and restaurants. The AC is brand new and and the roof was replaced approximately 2019. Enjoy the perfect Florida lifestyle and make this your full time residence or second home in the sun.
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Our Executive Mortgage Banker:
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $584 | $584 | $584 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,695 | $2,695 | $3,457 |
Total Monthly Payment | $3,371 | $3,371 | $4,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.