MULTIPLE BIDS SELLER THANKS ALL AGENTS AND BUYERS FOR OFFERS . Incredible price improvement! Discover the Ultimate Blend of Elegance and Comfort at 81 Overlook Drive, Valhalla, New York. This inviting colonial, nestled in the tranquil Valhalla Park neighborhood, presents an unparalleled opportunity for modern living. Constructed in 1999, this stunning 3-bedroom, 2. 5-bathroom home spans 2, 952 square feet and is designed to cater to both luxurious relaxation and effortless entertaining. Step inside to find a bright and airy open layout that seamlessly connects the living spaces. The heart of the home is the updated kitchen, featuring contemporary backsplashes and countertops, paired with newly stained hardwood floors that extend throughout. The family room, with its impressive 13-foot vaulted ceiling, offers an expansive and welcoming atmosphere. The finished walk-out basement, boasting 9-foot ceilings and sophisticated hi-hat lighting, provides versatile space ideal for a home gym or media room. Recent upgrades enhance the property's appeal, including a brand-new central AC system installed on the second level in August 2024. Additional improvements feature a new roof, hot water heater and fence, as well as a newly constructed patio, entrance walkway, and deck recently sanded and stained. Enjoy the convenience of split-level heating, abundant attic and storage space, and a generator-ready plug for peace of mind during power outages. The private, fenced-in yard and expansive deck are perfect for hosting gatherings, while a discreetly placed storage shed adds practical value. Located just minutes from downtown Valhalla, the Valhalla Train Station, and the North White Plains Station, this home offers excellent accessibility. It's also a short drive to Valhalla schools, major highways, and Westchester Medical Hospital. Take advantage of community festivals, summer fireworks, and nearby attractions such as Kensico Dam Park and Mount Pleasant Pool and Recreation. With a total gross tax of $18, 045. 99, reduced to $16, 450. 71 with the STAR exemption, this property offers exceptional value in a sought-after area. Detailed floor plans are available to illustrate the thoughtfully designed layout and spaciousness of this remarkable home. 81 Overlook Drive is ready for new owners to create their own special memories. Schedule your private showing today to experience first-hand the unique blend of style and comfort this home offers. Don't miss out on this rare opportunity to elevate your lifestyle in beautiful Westchester County!
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $1,504 | $1,504 | $1,504 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,988 | $3,884 | $5,051 |
Total Monthly Payment | $5,584 | $5,480 | $6,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.