Welcome to your dream WATERFRONT villa in Windsong, Fort Myers! This impeccable 3-bedroom plus den, 2-bathroom villa with Two Car garage features a list of upgrades normally found in Custom Built Homes. This home boasts an open floor plan and model-home appeal. Step into the gourmet kitchen, featuring modern appliances, ample counter space, and stylish cabinetry, perfect for culinary enthusiasts. The elegant living and dining areas provide a harmonious blend of comfort and style, ideal for hosting gatherings. Retreat to the luxurious owner suite with an en-suite bathroom that includes dual sinks and walk in shower. Additional bedrooms and a versatile den offer flexibility for guests or a home office. Outside, a spacious patio overlooking a serene lake offers an ideal setting for outdoor entertaining. Enjoy peace of mind with impact glass throughout the home and the convenience of a whole-home generator. As part of a natural gas community, this villa ensures efficient and reliable energy. Windsong's amenities include a charming clubhouse, a refreshing pool, and a grilling area, perfect for socializing and relaxation. The home has a whole house Generator and Impact Rated Windows. Currently Located in Zone X. MAY NOT need flood insurance. Meticulously maintained, this villa is move-in ready and situated in a prime location near shopping, dining, and a short ride to near by state parks and sandy white beaches. Experience the best of lakeside living with the convenience of city amenities. Make this stunning villa your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,446 | $2,382 | $3,098 |
Total Monthly Payment | $2,831 | $2,767 | $3,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.