Welcome to Unit 33 at 507 West 140th Street, located in the charming neighborhood of Hamilton Heights. This building is not an HDFC or income-restricted property. This cozy 2-bedroom, 1-bathroom apartment with an office nook boasts very high ceilings, offering a prewar ambiance. It features a Bosch washer and dryer, a Bosch dishwasher, a Fisher & Paykel stovetop and oven, and modern, personalized touches throughout, moving away from the typical “white box” aesthetic. The tall ceilings and oversized windows are more impressive in person than in photos! While the bedrooms are modest in size, the living space includes a separate dining room and three large south-facing windows that flood the space with light all day long. Move right in and add your personal touch to make this a wonderful apartment on a quiet block in Harlem. 507 West 140th Street is a 12-unit walk-up building (this apartment is on the third floor) with storage, a bike room, and a small gathering space in the back for enjoying warm summer days. It's just a block and a half from the 1 subway station and 10 minutes from the 145th Street A, C, D, and B lines. You'll be steps away from the beautiful CUNY campus and popular local restaurants like Fumo and Oso. Spend your summers at the Riverside pool or biking downtown on the West Side promenade. Pets are allowed with board approval.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,870 | $2,795 | $3,635 |
Total Monthly Payment | $2,962 | $2,887 | $3,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.