Step into this exquisite two-bedroom, two-bathroom condominium that epitomizes refined luxury, offering an oasis of serenity amidst the dynamic cityscape. Upon entry, discerning eyes are met with impeccable design and radiant natural light bathes the living spaces through expansive windows, accentuating the flawless craftsmanship and meticulous attention to detail. The gourmet kitchen stands as a culinary sanctuary, adorned with Calacatta stone countertops, bespoke cabinetry, and top-of-the-line Bosch and Liebherr appliances, elevating every culinary endeavor to an art form. Effortlessly entertain in the inviting living room, seamlessly transitioning to your own private terrace spanning over 200 square feet. Whether basking in the tranquility of a morning reprieve or hosting soir es beneath the stars, this outdoor retreat offers unparalleled relaxation and entertainment possibilities. Both bedrooms are oversized and filled with light through floor to ceilings windows. the primary suite excludes and en-suite and a wall of closets. A storage cage is included in the sale, and covered parking is available for purchase. 192 Spencer isn't just a residence; it embodies a lifestyle. Exclusive access to a furnished rooftop deck, complete with a BBQ grill, presents the perfect backdrop for social gatherings against the panoramic city skyline and the state-of-the-art fitness center is perfect for maintaining an active lifestyle without having to leave your building. Elevated features include a smartphone video intercom system, offering residents unparalleled peace of mind. Furthermore, the inclusion of a TAX ABATEMENT through 2036 positions Residence 3G as a wise investment for a discerning buyers. Perfectly located near the border of Clinton Hill and Bedford Stuyvesant, local hot spots in both neighborhoods, include Black Swan, Oaxaca Taqueria, Do Or Dive, Pilar, Greenberg's Bagels, Playground Coffee Shop, Golda, Fancy Nancy, Samurai Papa, and the Bedford Stuyvesant YMCA - all within a few blocks! Proximity to the A/C/G trains at the Bedford-Nostrand stops, making commuting a breeze.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,678 | $6,239 | $8,371 |
Total Monthly Payment | $5,803 | $6,364 | $8,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.