Welcome to the resort-style gated community of Itopia in St Petersburg. Introducing this second story 2 bed 2 bath condo with perfect views from your private balcony overlooking one of the many the picturesque ponds in the community and the tennis courts. Freshly updated and move in ready. The gated entrance greets you with picturesque tree-lined streets and ponds. Nestled at the West end of Gandy Blvd, this exquisite residence features a thoughtfully designed floor plan boasting two master suites with private bathrooms. This home offers ample space for your needs and the reserved parking spot adds to the convenience. The interior exudes openness and radiates natural light, creating an inviting atmosphere with vaulted ceilings, freshly painted interior with neutral calming hues and brand-new vinyl plank flooring throughout. The kitchen and bathrooms have wood cabinetry and granite countertops. There are abundant cabinets, new stainless-steel appliances and a convenient breakfast bar in the kitchen with a walk-in utility room that can accommodate a full-size washer -dryer. The location of this exceptional property is unparalleled in terms of convenience. A short drive takes you to downtown St. Pete, renowned for its vibrant atmosphere, shopping options, and a wide array of local restaurants. With easy access to the Gandy Bridge and I-275, reaching Tampa and its surrounding areas is a breeze. This community offers 2 pools with 2 hot tubs, Clubhouse with full kitchen for entertaining, fitness center, sauna, business center with free Wi-Fi, racquetball, tennis, basketball and volleyball courts. Experience the epitome of resort style living in the gated community of Itopia.
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Our Executive Mortgage Banker:
Our Insurance Division:
$169,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,999 | $135,999 | $135,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $928 | $904 | $1,166 |
Total Monthly Payment | $1,046 | $1,022 | $1,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.