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1490 Dewitt STREET, Port Charlotte, FL, 33952 | $249,000
One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! This charming Port Charlotte home is energy efficient and offering enhanced safety and peace of mind during storm season. This 2-bedroom 2 bath 1 car garage has great bones with a range of recent big maintenance improvements, providing long-lasting reliability and comfort for years ahead. The home interior has been freshly painted 09/2024 and new septic system installed Feb 2024. The asphalt shingle roof was replaced in 2023. Solar Panels were added in 2021 and electrical lines were placed underground which provides incredibly low monthly electric bills of about $50, and the solar panel warranty is transferable to the new owners. Windows and all exterior doors have been upgraded to hurricane impact in 2017. Covered screened Lanai was added in 2013 perfect for relaxing and entertaining. Stay cool and comfortable with a HVAC system that was updated in 2023. Water heater was updated in 2019. While the interior maintains its original 1980s charm, this home provides a fantastic opportunity for customization and personalization. The spacious enclosed Florida room is an additional versatile space to enjoy, light and bright with lots of windows. The large backyard has a convenient Storage Shed with ramp and there are several fruit trees too! Minutes away from Port Charlotte Beach Park which offers a boat ramp, fishing piers, a canoe/kayak launch, horseshoe pits, bocce courts, basketball courts, tennis courts, a volleyball court, a playground area, picnic shelters, and restrooms. Dogs are allowed if they are on a leash. Also close by is the new Sunseeker Resort and downtown Punta Gorda, state of the art medical facilities, fabulous shopping and local dining, parks and more! Enjoy the benefits of a well-secured, low-maintenance home designed to withstand Florida's weather conditions.
Features
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 80 x 125
- Laundry: In Garage
- Style: Florida, Ranch
- Year Built: 1980
- Garage: 1-car Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,374
- Acreage: 0.23
- Lot Size: 80 x 125
- Est. Taxes: $1,143
- Lot Desc: In County, Level, Near Public Transit
- Elem. School: Neil Armstrong Elementary
- Middle School: Port Charlotte Middle
- High School: Port Charlotte High
- Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- MLS#: N6133505
- Days on Market: 137 days
- Website: https://www.raveis.com
/prop/N6133505/1490dewittstreet_portcharlotte_fl?source=qrflyer
Listing courtesy of NEXTHOME SUNCOAST Phone: 941-882-2229
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1490 Dewitt STREET, Port Charlotte, FL, 33952
$249,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $95 | $95 | $95 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,359 | $1,324 | $1,680 |
| Total Monthly Payment | $1,529 | $1,494 | $1,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388