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Don't miss this adorable and AFFORDABLE two bedroom Essex condo! Featuring a spacious living room with a huge picture window and vinyl plank flooring, this condo is the perfect starter home. The living room opens to an eat-in kitchen with the space to rearrange or remodel any way you envision! Through the back door is a flat yard with plenty of space to grill, play games or even start a little garden. Two good sized bedrooms, and a full bath round out this condo. Coin laundry and a storage unit on site with the ability to install a washer/dryer in your own unit if you choose. . . seller currently uses a small portable washer and dryer. This unit is in the building at the back of the complex, giving it a very peaceful and quiet feel, surrounded by lush trees. Conveniently close to shops, schools, restaurants and the library. Easy access to the bus loop with a stop at the top of the driveway. What an exciting opportunity to add some love and put your personal touches on an affordable condo. And finally stop renting!!
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Our Executive Mortgage Banker:
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$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $878 | $877 | $1,132 |
Total Monthly Payment | $1,178 | $1,177 | $1,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.